Contributing to an IRA—or Individual Retirement Account—is a great way to supplement your 401k (or other employer-sponsored retirement plan) if you have one; if you don't, an IRA can be key to your retirement savings efforts. An IRA can offer valuable tax advantages, such as tax-deductible contributions and tax-deferred growth of your savings.
An IRA makes sense for you if you want to:
- Help secure your retirement with tax-advantaged savings
- Save more than the maximum allowed by your company-sponsored retirement savings plan
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