With a background in hospitality, President / CEO Ryan Toto, CPIA has combined a passion for dining and travel with an exlusive hospitality program, designed with the knowledge and understanding of what it takes to compete in this specialized business sector.

Hospitality Targeted Business Class

• Restaurants
• Hotels
• Resorts
• Bed & Breakfast
• Caterers
• Sports & Fitness
• Dance Studios

Entertainment Targeted Business Class

• Bars / Taverns
• Lounges
• Nightclubs
• Venues
• Events

Program Highlights

• Business Income Protection
• Crime
• Assault & Battery
• Liquor Liability
• Employee Protection Liability Insurance (EPLI)
• Hired and Non Owned Auto
• Enhanced High-Limit General Liability / Property Coverage