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Core Programs


Toto Group, understands the risk of construction, and will work beside your company in this complex industry. Our management team will respond quickly, as we know the importance of quality control and how delays can impact the bottom line of a project.
    •General Contractors


      •Heavy / Unique Construction Risks



    Commercial Property

    Toto Group, has the expertise and resources to place high value property risks, while incorporating the very best in price, coverage and service.
    • Shopping Center's
    • Commercial Buildings
    • Other Large Scale Property Risks
    • Mall's
    • Habitational


    We are dedicated to bringing your business the very best in commercial auto insurance. With our expansive markets we can place any type of auto risk including, box trucks, large roll- off equipment, motor carrier and much more. We have a plan to fit your needs.
    • Box / Straight Trucks
    • Sand, Gravel, Dirt Haulers
    • Motor Carrier
    • Heavy Trucking Class
    • Landscapers
    • Refuse Haulers
    • Towing / Recovery
    • Limo / Taxi


    With a background in hospitality, Founder, CEO Ryan Toto has combined a passion for dining and travel with an exlusive hospitality program. Designed with the knowledge and understanding of what it takes to compete in this specialized business sector.

    •  Restaurants
    •  Caterers
    •  Sports & Fitness
    •  Entertainment / Theater


    • Bars / Taverns
    • Nightclubs
    • Venues  
    • Events


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      575 Milltown Road | North Brunswick, NJ 08092
    PH: (732) 253-8181


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