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Life, Health & Financial Services


Toto Group, in conjunction with , unite traditional payroll with workers compensation. Igniting an exclusive Pay As-You-Go program. With intuitive technology and seamless integration, workers compensation premium is calculated and based upon the actual payroll experienced each pay cycle. Then automatically communicates information to the insurance carrier who then debits the specified account for the exact premium due to cover that pay cycle.

0% Down Payment

Minimal Audit

Cost Accurate

Life Insurance & Financial Products

Protect what's important with life insurance. The base of financial security and investments are built upon a strong core. In today's financial market, Life Insurance is that platform.

• Term Life                  • Disability Insurance (DI)

• Permanent Life         • Medicare Supplements

• Long Term Care        • Fixed Annuities   


Group Benefits

Complete profile management, starting at just one employee. 


-Benefits Portal

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  575 Milltown Road | North Brunswick, NJ 08092
PH: (732) 253-8181
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